Shipped, flagship Open source · with IMT Ghaziabad

The advisor, made better, faster, and more defensible.

Samriddhi AI is governed AI for HNI wealth advisory. It keeps client portfolios healthy and evaluates PMS and AIF proposals, and it produces the SEBI audit trail while it works. It assists the human advisor; it does not replace them.

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Portfolio diagnosticsam_diag_4812

Client A · Moderate · ₹ 22.10 Cr

Escalatepms_growth_quality

Mid-cap allocation sits above the mandate band ceiling.

22.0% vs 18.0% band, +2.0 tolerance

Flagmf_active_large_cap

Four PMS strategies aggregate 39.4% of liquid AUM.

concentration above category median

Passsuitability_v2

Suitability check within policy.

moderate profile, no breach recorded

Prepared, not generated.Frozen artefact · 03 Jun 26

The product is the demo

Two real case walkthroughs.

These are the actual product screens, captured so you can click through them yourself. Open either case below.

samriddhi walkthrough

Portfolio diagnostics Rajiv Surana, Q2 review Per-holding verdicts across the book, each with the evidence behind the call, and the single-stock concentration worth the quarter's conversation. Open the walkthrough Investment proposal Lalitha Iyengar A new proposal evaluated against the client's mandate and risk profile: where the thesis holds, and what must be resolved before it proceeds. Open the walkthrough

Two case walkthroughs. Click either to open.

What it does

Two jobs, one standard of proof.

Flagship capability

Portfolio diagnostics

Continuous health checks across a book of clients: concentration, drift from mandate, suitability flags, and risk-band breaches, each surfaced with its evidence and ready for the advisor's judgment. The advisor sees what moved, why it matters, and the rule it touches, not a black-box score.

Severity vocabulary: escalate, flag, pass. Evidence attached to every finding.View the case

Strong second

Proposal evaluation

Evaluate new PMS and AIF proposals against the client's mandate and risk profile, with a structured, evidenced read the advisor can defend. The question shifts from "does this product look good" to "can this product be justified for this client, on the record."

Instrument codes in monospace: pms_growth_quality, mf_active_large_cap.View the case

A real diagnostic · section 03

Per-holding verdicts.

What a quarterly review looks like when every holding carries a verdict and the reason behind it: maintain, monitor, or discuss, each with the evidence an advisor can take into the room.

Illustrative sample case. The client name and figures are sample data, not a real client.

MaintainContinue to hold.6 holdings

Axis Bluechip3.80 Cr 14.3%

Style consistency intact; large-cap sleeve anchor.

Kotak Emerging Equity3.00 Cr 11.3%

Mid-cap exposure performing; manager continuity confirmed.

Vanguard S&P 500 ETF3.00 Cr 11.3%

International sleeve via the GIFT route; allocation aligned.

White Oak Pioneers PMS3.00 Cr 11.3%

Quarterly-letter discipline holding; deputy PM continuity since 2022.

SBI Small Cap2.20 Cr 8.3%

Small-cap sleeve standalone; manager track intact.

Physical Gold2.00 Cr 7.5%

Hedge sleeve; aligned with the aggressive-with-hedge profile.

MonitorReassess at next review.3 holdings

Parag Parikh Flexi Cap4.00 Cr 15.1%

Four quarters of benchmark underperformance; rebalance decided, hold the remainder through Q3.

HDFC Bank2.00 Cr 7.5%

Held since 2024; underwater versus the large-cap MF alternative. Hold and reassess.

Bank Savings1.50 Cr 5.7%

Liquid reserve sized adequately; review at Q3 against the opportunity set.

DiscussBring to the conversation.2 holdings

Reliance Industries7.00 Cr 26.4%

Breaches the 15% single-stock threshold. The one tension worth the Q2 conversation; a trim framework is attached.

Mirae Asset Large Cap3.00 Cr 11.3%

Largest equity drawdown through the West Asia window; overlaps Axis on the large-cap mandate. Worth a consolidation view.

Why advisors keep it open

It makes the human better. It does not replace them.

Better

A second set of eyes that catches drift and concentration a busy advisor can miss.

Faster

Diagnostics and proposal reviews in minutes, with the working already laid out.

More defensible

Every finding evidenced and logged, ready to answer to a client or a SEBI auditor.

The EGA framework, in the product

Built to be questioned.

Samriddhi is the EGA framework in working form: the honest pitch and the compliant one at the same time. The advisor stays in charge, and the work is defensible when SEBI, a client, or a committee asks how it was reached.

Evidence

The diagnostics and evaluations, grounded in holdings the advisor can open.

Governance

Mandate and suitability checks as deterministic rules that flag and escalate, not a model's loose judgment.

Accountability

Every review written to an immutable trail, frozen for audit the moment the advisor signs off.

open source

Open source, with IMT Ghaziabad.

Samriddhi is an open-source capability developed in partnership with IMT Ghaziabad (IMT-G). The governance posture is not a marketing claim; it is in the open, where it can be inspected. WealthWisers AI Labs is a distinct entity from WealthWisers Technologies.